If you are involved in an auto accident in Northern Kentucky and the driver that caused the accident has no insurance or has minimal coverage, the first thing you should do is check with your insurance agent.
Check with them to see if you purchased underinsured/uninsured motorist coverage. If you do have this type of coverage, you can file a claim with your insurance company for any damages that exceed the other driver’s coverage up to the limits of your coverage.
Unfortunately in Kentucky an increasing amount of drivers are uninsured making it so important for you to purchase UIM coverage.
