Kentucky’s no fault law, provides typically for $10,000 in personal injury protection (PIP).  This money is available whether  you are at fault or were hit by a negligent driver.  This money may also be used for wage loss.  If you have personal health insurance, it can be utilized after the PIP money is exhausted.

If you live in Campbell, Boone, Grant, Kenton, or Pendleton Counties and have been injured in an accident, please call Brandon N. Voelker (859) 781-9100 or (859) 824-3361 for a free consultation

Kentucky Revised Statute 411.130 states that whenever the death of a person results from an injury inflicted by the negligence or wrongful act of another, damages may be recovered for the death from the person who caused it, or whose agent or servant caused it.

If the act was willful or the negligence gross, punitive damages may be recovered. The action shall be prosecuted by the personal representative of the deceased. The amount recovered, less funeral expenses and the cost of administration and costs of recovery including attorney fees, not included in the recovery from the defendant, shall be for the benefit of and go to the kindred of the deceased in the following order:

(a) If the deceased leaves a widow or husband, and no children or their descendants, then the whole to the widow or husband.

(b) If the deceased leaves a widow and children or a husband and children, then one-half (1/2) to the widow or husband and the other one-half (1/2) to the children of the deceased.

(c) If the deceased leaves a child or children, but no widow or husband, then the whole to the child or children.

(d) If the deceased leaves no widow, husband or child, then the recovery shall pass to the mother and father of the deceased, one (1) moiety each, if both are living; if the mother is dead and the father is living, the whole thereof shall pass to the father; and if the father is dead and the mother living, the whole thereof shall go to the mother. In the event the deceased was an adopted person, “mother” and “father” shall mean the adoptive parents of the deceased.

(e) If the deceased leaves no widow, husband or child, and if both father and mother are dead, then the whole of the recovery shall become a part of the personal estate of the deceased, and after the payment of his debts the remainder, if any, shall pass to his kindred more remote than those above named, according to the law of descent and distribution.

If you have lost a family member due to the negligence of someone else, please give our office a call at 859-824-3361 or 859-781-9100 so we can find out more about the incident and whether you can pursue a wrongful death claim.  The call is free and absolutely confidential.

In Kentucky, a lawsuit must be filed within two (2) years of the accident for automobile claims and one (1) year for other negligence claims. There are certina things that may toll the staute of limitations.

If you believe you may have been injured in an auto accident or suffered another type of injury due to someones negligence, you should contact an attorney immediately.

If you’d like to discuss your accident, give our offices a call at 859-824-3361 or 859-781-9100. The call is free and there is no obligation.

If you are involved in an auto accident in Northern Kentucky and the driver that caused the accident has no insurance or has minimal coverage, the first thing you should do is check with your insurance agent.

Check with them to see if you purchased underinsured/uninsured motorist coverage. If you do have this type of coverage, you can file a claim with your insurance company for any damages that exceed the other driver’s coverage up to the limits of your coverage.

Unfortunately in Kentucky an increasing amount of drivers are uninsured making it so important for you to purchase UIM coverage.

There are no laws that require an auto accident be settled by a certain time but the Unfair Claims Practices Act in Kentucky requires insurance companies to respond promptly to legitimate demands.

Generally, the settlement process cannot begin until you have completed all your medical treatment. After completing your medical treatment we will contact the insurance company with a settlement demand. (It generally takes three to four months to settle an automobile claim unless there are complicated circumstances.)

If the insurance company refuses to pay what we believe to be a fair settlement, we will then file a lawsuit. Filing a lawsuit will increase, considerably, the amount of time in which it takes to get you fair and reasonable compensation for your injuries, however, many times filing a lawsuit is justified to get the attention of the adjuster.

If you, or a family member has been seriously injured in an auto accident caused by the negligence of another, call the Northern Kentucky Injury Lawyers at The Voelker Firm for a free consultation at 859-824-3361 or 859-781-9100.

It is difficult for any lawyer to estimate the value of your case until certain facts are known.

In order to give you an accurate monetary assessment of your claim we would need to know the extent of your injuries (hospitalization, surgery,etc.), how much time you lost from work, whether your injuries are permanent in nature (determined by your treating physician) and the limits of the responsible party’s insurance coverage.

If you can provide us with the above factors, we will be glad to give you an estimate as to the value of your claim.

If you or a family member have been seriously injured in a car accident in Northern Kentucky and have questions, call us at 859-824-3361 or 859-781-9100. The call is free.

Every auto insurance company requires you to contact them with the details of an accident. They will want information including the description of the other driver’s automobile (make & model, license plate #) dates, time, place, injuries, if any – and any information you have from the other driver about their insurance coverage (name of carrier, policy #, telephone number of their insurance agent).

However, you should never agree to give a recorded statement to any insurance company representative without first consulting with an experienced Personal Injury attorney.

If you’ve been involved in an auto accident in Northern Kentucky and have questions, call the law firm of The Voelker Firm at 859-824-3361 or 859-781-9100.

It is important to seek medical treatment immediately after an accident even if you feel you are not seriously injured. Frequently, symptoms do not become apparent for several hours after an accident. Make sure you tell the examining doctor that you were just in an auto accident.

Unfortunately, many accident victims wait to get treatment for days, sometimes weeks after an accident. Waiting to get treatment is not only bad for your physical well being, but will hurt your chances of getting a fair settlement for your injuries.

The insurance companies and their attorneys frequently question a claim for injuries when medical treatment was delayed for months after an accident. Kentucky law requires all insured drivers to have Personal Injury Protection (PIP) coverage which will cover the first $10,000 in medical bills and lost wages.

If you or a family member has been injured in an auto accident in Northern Kentucky, call the offices of The Voelker Firm at 859-824-3361 or 859-781-9100 for a free, no obligation consultation.

There are a number of things you should NOT do after an auto accident in Northern Kentucky.

• Never give a statement, recorded or otherwise to the other driver’s insurance company without first consulting a personal injury attorney.
• Never give your insurance company a recorded statement without first consulting with a personal injury attorney.
• Never admit responsibility for the accident to anyone at the accident scene.
• If you are issued a ticket it is okay to sign the ticket. This is not an admission of guilt.
• Do not plead guilty when you appear in court. Contact an experienced personal injury attorney prior to your court date. They can best advise you on how to handle your court appearance.
• If you were clearly not at fault, never leave the scene of the accident without first notifying the police. It is important for the preservation of your rights that the police document the circumstances of the accident.

If you’ve been involved in an auto accident in Northern Kentucky and need legal advice, call us at 859-824-3361 or 859-781-9100.

In most cases, police should always be called after an auto accident in the Northern Kentucky area. If for some reason, the police have not been called make sure that you get the following information from the other party:

• All drivers involved in the accident, their name, address, telephone number; the license number, make and model of the cars involved; and the name, policy number and contact information for their insurance companies.
• Names and addresses of any passengers in the other vehicles.
• The name, addresses and phone numbers of any witnesses.
• Write down any statements made by the driver who is responsible for the accident (“Sorry, it was my fault,” “I was talking on my cell phone,” “My coffee just spilled,”)
• Record the actual location and time of the accident.
• Record the weather conditions.
• If the police were called to the scene of the accident, obtain the officer’s name and badge number and the city in which the officer works.
• If the police issued a violation to the other driver, ask the officer what type of violation was issued and the court date.
• Record the damage to your vehicle and all the other vehicles involved. If possible, take pictures of all the vehicles.
• If an ambulance has been called to the scene of the accident, obtain the name of the ambulance company or the municipality.

If you or a member of your family has been involved in a auto accident and has been injured, give our offices a call at 859-824-3361 or 859-781-9100.